Who is Credible?
We believe life’s changes create financial needs for people and that the traditional financial system often puts up unnecessary obstacles. People celebrate major milestones like going to college, getting married, and buying a home. And most of the time, these milestones come with financial implications.
At Credible, we have built a company with the mission of bringing transparency, choice, simple processes, and savings to accessing credit for life’s important moments. What you see is what you get. We are committed to being upfront, honest, and clear about your options. There are no mysteries, no hidden fees, and no secret clauses.
Credible is a fast-growing Fintech company that has world class management, has raised multiple rounds of funding, is generating significant revenue, and is disrupting the lending market and helping people save money and get out of debt faster.
About the Role:
Credible is looking for an attorney with in-house experience advising technology companies and/or financial service providers. This role will report to Credible’s Head of Legal and support the day to day legal and regulatory needs of our Partnerships and Business Development team.
Responsibilities:
- Advise our Partnerships and Business Development team with respect to a wide range of legal, regulatory and contractual matters. You will be the primary point of contact for drafting, negotiating, reviewing, and finalizing new and amended partnership and distribution agreements in a fast-paced and collaborative in-house environment
- Identify and explain non-standard terms and associated risks to relevant business stakeholders, interpret and advise on contract requirements, obligations and risk exposure
- Implement, and maintain a system for creating, editing, storing, tracking, administering and managing all new and amended contracts
- You will provide practical training on legal issues, including relevant financial services and FinTech laws and regulations, data privacy and security laws and general commercial contracting principles, and prepare and provide internal teams with succinct guides and checklists they can proactively use to guide them in their day-to-day initiatives
- Build processes to improve the company's operating efficiency and mitigate legal risk
Education and Experience:
- Active and in good standing member of a US State Bar
- JD from an ABA accredited law school
- 4+ years of legal experience (a combination of law firm and in-house experience focused on consumer financial services and technology would be ideal but not required)
- Detail-oriented project management skills with the ability to prioritize and manage multiple competing projects to effective resolution. Proven ability to work with teams of multiple stakeholders as well as independently with limited guidance as a natural self-starter
- Comfortable negotiating ambiguity and conflicting priorities in a dynamic environment; and
- Exceptional professionalism; strong work ethic; desire to learn and grow; sense of humor; and the flexibility needed to thrive in an innovative and fast-paced business environment
Nice to Have:
- Working knowledge of financial services laws and regulations (e.g., TILA and Reg. Z, ECOA and Reg. B, FCRA and RESPA), privacy (e.g., GLBA and CCPA), data security, consumer protection laws and regulations and risk management
Why work at Credible?
We are a fast moving group of people who really care about impacting the lives of our customers. We empower our employees to make decisions, take risks, drive our business, and make changes when we don’t get it right. These are our values:
- Exceed Customer Expectations: We provide an exceptional experience to each and every customer that compels them to share it with others.
- Take Ownership: We are trusted to make decisions that are in the best interests of our customers and our business. We think and act like owners. We care – and that makes all the difference.
- Be Curious: We are curious, ask questions, seek to understand, and try new things.
- Do the Right Thing: We earn trust by being transparent, respectful, and honest with each person with whom we interact.
- Get Results: Results fuel our excitement and we know how our personal accomplishments tie to the success of the company.
- Be Bold: We are courageous and take risks that scare us. Our enthusiasm for experimenting is how we will find the next breakthrough.
Our benefits:
We offer competitive compensation, generous benefits, free food, and a flexible vacation policy. But mainly, you want to work at Credible because you believe in our mission and want to have a major role in delivering on it! We look forward to getting to know you.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
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