Top Finance Jobs in San Francisco, CA

Design and lead AI-enabled FP&A architecture across planning, forecasting, reporting, and variance analysis. Build ML-assisted forecasts and agentic workflows, establish governed finance data foundations, implement auditability and controls, evaluate tools, and drive AI adoption across Finance. Partner with Finance, Data, Engineering, and the CFO organization while measuring forecast accuracy, cycle-time reduction, and decision efficiency.

Lead Gusto’s internal controls function across business processes and IT controls. Build the team and ICFR strategy, oversee control design, testing, documentation, remediation, and auditor relationships. Partner with Accounting, Finance, Product, Engineering, Data, Security, and Risk to embed scalable controls into products and systems. Establish AI-enabled controls, governance, training, and reporting to senior leadership and the Audit Committee.

Conduct complex enhanced due diligence and KYC investigations for high-risk customers, analyzing beneficial ownership, sanctions, PEPs, adverse media, source of funds, and entity structures. Prepare investigative summaries and SARs, resolve escalated alerts, make risk-based onboarding and exit recommendations, use and validate AI-enabled research tools, improve workflows, and mentor junior analysts.

Conduct complex end-to-end fraud investigations involving account takeover, business email compromise, identity theft, payment fraud, and social engineering. Analyze transactional, authentication, communications, and external intelligence data; document investigative narratives; prepare Unusual Activity Referrals; recommend risk-based remediation; support customer recovery efforts; validate AI-assisted outputs; collaborate cross-functionally to improve fraud controls; and mentor junior analysts.

Own end-to-end payment operations, including ACH processing, exception handling, refunds, re-debits, and reconciliation. Investigate transaction issues, coordinate payment outage responses, resolve partner escalations, and improve root causes. Collaborate with Engineering, Product, Accounting, Risk, and CX on requirements and launches. Analyze customer feedback, manage bank and payment relationships, and use AI to improve analysis, communication, and automation.

Leads Gusto’s Risk & Money Services organization, overseeing fraud and payment risk, BSA/AML operational response, Reg E disputes, collections, and consumer money products. Builds governance, controls, SLAs, metrics, audit readiness, and scalable operating processes while partnering with Product, Engineering, Compliance, Legal, regulators, and sponsor banks. Develops senior leaders, drives AI-enabled transformation, supports new financial products, and owns customer experience, regulatory integrity, and financial outcomes.