Top Finance Jobs in San Francisco, CA

Senior second-line-of-defense risk leader overseeing international product, market-entry, and expansion risk for retail banking and consumer lending. Establishes product approval governance, scalable international risk frameworks, country-level controls, and cross-functional oversight across credit, operational, compliance, financial crimes, liquidity, conduct, and technology risks. Partners with business, legal, compliance, and regulators; leads IRM deal teams, post-launch reviews, and executive risk escalation.

Conduct and review AML investigations involving retail banking and cryptocurrency transactions. Perform on-chain analysis to assess wallet risk, source and destination of funds, sanctions exposure, and transaction attribution. Document findings, determine whether Suspicious Activity Reports are warranted, and maintain knowledge of AML, fraud, sanctions, and virtual asset typologies. Support detection improvements, process enhancements, training, and ad hoc investigations.

Processes U.S. payroll cycles, including wages, bonuses, deductions, manual checks, reconciliations, audits, and compliance activities. Resolves employee payroll inquiries, validates timekeeping data, maintains payroll procedures and internal controls, supports SOX requirements, and identifies process improvements. Collaborates with Finance, HR, managers, auditors, and agencies while safeguarding confidential information and ensuring accurate, timely payroll processing.

Provides second-line sanctions compliance advisory across a financial services enterprise, including crypto and banking products. Responsibilities include sanctions risk analysis, investigations, screening optimization, policy and control development, regulatory monitoring, governance reporting, product assessments, and examination support. Advises leadership and cross-functional teams on high-risk transactions, international sanctions, market expansions, and emerging regulatory requirements.

The Staff Credit Policy Analyst leads SoFi's home lending credit policy lifecycle, focusing on governance, strategy, and operational oversight, and collaborates with various departments.

Leads the Digital Assets Financial Intelligence Unit, overseeing AML and fraud investigations involving cryptocurrency, stablecoins, DeFi, wallets, and blockchain transactions. Manages investigators, reviews investigative quality, supports SAR filings, develops procedures and training, and enhances transaction monitoring and wallet-screening programs. Partners with compliance, legal, product, engineering, sanctions, and fraud teams to address emerging risks, typologies, and regulatory requirements.

Leads SoFi’s enterprise sanctions compliance program across global jurisdictions and business lines. Advises compliance, product, engineering, and business leaders on sanctions risks, policies, controls, risk assessments, regulatory changes, high-risk transactions, market expansions, and audits. Partners with AML governance and regulatory agencies while strengthening sanctions processes throughout the product lifecycle.

Leads complex, proactive AML and financial-crime investigations across the enterprise. Manages investigation intake, prioritization, escalation, documentation, SAR support, and regulatory responses. Identifies typologies, control gaps, and systemic risks while partnering with compliance, legal, risk, product, data, engineering, sanctions, fraud, and cryptocurrency teams. Develops investigative procedures and quality standards, supports audits and examinations, and provides subject-matter expertise on money laundering, sanctions, fraud, terrorist financing, and high-risk customer activity.

Lead tax information reporting and withholding compliance across domestic and international frameworks. Advise product and business teams on digital asset tax reporting, oversee tax documentation, withholding, remittance, annual filings, audits, controls, and risk remediation. Translate tax regulations into business requirements for technology teams, optimize tax operations and automation, and monitor regulatory developments. Partner cross-functionally with Finance, Legal, Technology, and Operations to maintain accurate, timely compliance.

Lead second-line credit risk oversight by developing risk management capabilities, monitoring portfolio performance (roll rates, delinquency, losses), performing credit and behavioral analytics, building visualizations and KPIs, evaluating policy effectiveness, and delivering data-driven recommendations to improve credit risk posture and regulatory readiness across unsecured, secured, and commercial lending.