Top Finance Jobs in San Francisco, CA

Senior second-line-of-defense risk leader overseeing international product, market-entry, and expansion risk for retail banking and consumer lending. Establishes product approval governance, scalable international risk frameworks, country-level controls, and cross-functional oversight across credit, operational, compliance, financial crimes, liquidity, conduct, and technology risks. Partners with business, legal, compliance, and regulators; leads IRM deal teams, post-launch reviews, and executive risk escalation.

Lead tax information reporting and withholding compliance across domestic and international frameworks. Advise product and business teams on digital asset tax reporting, oversee tax documentation, withholding, remittance, annual filings, audits, controls, and risk remediation. Translate tax regulations into business requirements for technology teams, optimize tax operations and automation, and monitor regulatory developments. Partner cross-functionally with Finance, Legal, Technology, and Operations to maintain accurate, timely compliance.

Manage and validate payroll tax calculations, filings, and payments; interpret complex federal, state, and local payroll tax laws; lead audits and SOX compliance for payroll tax; support bi-weekly payroll processing as backup; reconcile payroll tax accounts with Tax, Accounting, and HR; manage vendor relationships and resolve complex employee payroll tax inquiries.

The Staff Credit Policy Analyst leads SoFi's home lending credit policy lifecycle, focusing on governance, strategy, and operational oversight, and collaborates with various departments.

Lead cross-functional initiatives to develop and launch lending products and funding solutions. Manage investor education, due diligence, and term-sheet negotiation; model product economics; define infrastructure and reporting requirements; oversee execution and post-launch performance; and build standardized frameworks to streamline future product development.

Advises on crypto AML and sanctions risks for digital asset products. Supports control design, risk assessments, monitoring, wallet and transaction screening, Travel Rule compliance, and escalation frameworks. Partners with Compliance, Product, Engineering, Operations, and Investigations on new products, vendors, and material changes. Helps manage regulatory exams, audits, testing, issue management, third-party risk, and policy enhancements for financial crime compliance.

Lead strategic finance for SoFi Checking & Savings and Credit Card, owning multi-year planning, annual operating plans, forecasts, and capital allocation. Build unit economics analyses, scenario models, and investment business cases, while partnering across Product, Marketing, Risk, Operations, Treasury, Accounting, and Data. Communicate insights to executive leadership, identify AI use cases to improve finance workflows, and manage and develop a high-performing team.

Lead development and administration of Invest product compliance programs for the registered investment adviser and broker-dealer. Advise on SEC and FINRA applicability, prepare regulatory filings (Form ADV, EDGAR, IARD, Web CRD), develop WSPs and compliance documentation, support audits/exams, and partner with business and IRM on controls and change management to mitigate regulatory risk.

Lead second-line credit risk oversight by developing risk management capabilities, monitoring portfolio performance (roll rates, delinquency, losses), performing credit and behavioral analytics, building visualizations and KPIs, evaluating policy effectiveness, and delivering data-driven recommendations to improve credit risk posture and regulatory readiness across unsecured, secured, and commercial lending.