Top Finance Jobs in San Francisco, CA

Senior second-line-of-defense risk leader overseeing international product, market-entry, and expansion risk for retail banking and consumer lending. Establishes product approval governance, scalable international risk frameworks, country-level controls, and cross-functional oversight across credit, operational, compliance, financial crimes, liquidity, conduct, and technology risks. Partners with business, legal, compliance, and regulators; leads IRM deal teams, post-launch reviews, and executive risk escalation.

Lead the crypto lending service line end-to-end: shape strategy and product roadmap, drive build and launch, manage P&L, operations, sales/onboarding and risk, and ensure regulatory compliance while coordinating cross-functional partners.

Manage and validate payroll tax calculations, filings, and payments; interpret complex federal, state, and local payroll tax laws; lead audits and SOX compliance for payroll tax; support bi-weekly payroll processing as backup; reconcile payroll tax accounts with Tax, Accounting, and HR; manage vendor relationships and resolve complex employee payroll tax inquiries.

The Staff Credit Policy Analyst leads SoFi's home lending credit policy lifecycle, focusing on governance, strategy, and operational oversight, and collaborates with various departments.

Lead cross-functional initiatives to develop and launch lending products and funding solutions. Manage investor education, due diligence, and term-sheet negotiation; model product economics; define infrastructure and reporting requirements; oversee execution and post-launch performance; and build standardized frameworks to streamline future product development.

Support accounting for crypto-related activity including subledger review, reconciliations, journal entries, month-end and year-end close, variance analysis, audit support, control documentation, and cross-functional reporting to stakeholders.

Lead second-line credit risk oversight by developing risk management capabilities, monitoring portfolio performance (roll rates, delinquency, losses), performing credit and behavioral analytics, building visualizations and KPIs, evaluating policy effectiveness, and delivering data-driven recommendations to improve credit risk posture and regulatory readiness across unsecured, secured, and commercial lending.

Second-line credit risk oversight for Small Business lending: perform advanced analytics to monitor portfolio performance, roll rates, delinquencies, and credit loss trends; evaluate policies, KPIs/KRIs, and controls; provide data-driven challenge to first-line credit, support regulatory readiness and issue management.