Top Tech Jobs & Startup Jobs in San Francisco, CA

Partner with Finance, Marketing, Product, and Data leaders to manage growth budgets, evaluate initiatives, measure ROI, and guide strategic investment decisions. Build financial models, forecasts, reporting, cohort analyses, and executive narratives. Improve forecasting systems, automation, and reporting scalability while translating complex performance data into actionable recommendations.

Build and optimize lifecycle campaigns across email, push, in-app, and SMS to acquire, retain, and grow members. Develop behavioral segments, map customer journeys, run experiments, analyze campaign performance, apply AI tools, and maintain channel health. Collaborate with data, analytics, creative, product, and other stakeholders to deliver personalized campaigns and improve member experience, revenue, and lifetime value.

Lead end-to-end development and deployment of deep learning and classical machine learning models for cash flow underwriting. Own model framing, training, evaluation, inference, monitoring, retraining, and production performance. Design ML infrastructure, partner with Product, Engineering, Analytics, and Risk, establish technical direction, mentor teammates, and ensure model governance, explainability, fairness, and measurable member and business outcomes.

Develop and oversee compensation strategies, salary structures, bonus and incentive programs aligned with business goals. Conduct market analysis, evaluate program effectiveness using data, and provide recommendations to leadership. Collaborate with People teams, Talent Acquisition, and managers to support hiring, internal equity, employee engagement, and clear communication of compensation programs.

Manage Chime’s corporate communications, including public-company earnings, announcements, executive visibility, media relations, corporate narrative, and issues management. Partner with Investor Relations, Legal, Finance, Risk, Security, and leadership on sensitive communications. Manage agency partners, measure communications impact, and coordinate multiple workstreams. Develop AI-enabled communications tools and workflows and collaborate on answer engine optimization initiatives.

Leads credit risk strategy and data science for unsecured lending products. Develops underwriting policies, credit models, pricing, line management, repayment, and collections strategies using bureau, alternative, and internal data. Designs experiments, forecasts losses and unit economics, builds monitoring dashboards, and partners with product, engineering, compliance, legal, fraud, and finance teams to deploy and govern risk decisions. Mentors other credit risk data scientists and communicates analytical trade-offs to executives.

Commercial Counsel will advise the business on commercial matters and negotiate, draft, and review agreements including SaaS, strategic partnership, marketing, technology vendor, professional services, and NDA contracts. The role also involves using AI tools for legal work, developing AI-enabled workflows, improving processes, creating templates and playbooks, advising senior leaders, and collaborating cross-functionally on legal risks and solutions.

Own control strategy and coverage for fintech portfolios, assess regulatory and operational risks, design and implement controls, coordinate validation and attestations, lead incident and issue remediation, maintain control records, identify shared exposure themes, and communicate results to leadership. Partner cross-functionally with business, product, engineering, operations, legal, compliance, risk, and data teams while supporting audits, examinations, and bank partner reviews.

Manage customer-impacting incidents from declaration through resolution, communication, remediation, review, and follow-through. Coordinate Engineering, Product, Support, Compliance, Legal, Finance, and other stakeholders; lead incident bridges, member communications, remediation credits, leadership updates, and corrective actions. Participate in after-hours on-call coverage and own improvement workstreams involving runbooks, templates, metrics, and response processes.

Backend Software Engineer responsible for modernizing Trust & Safety platforms, designing scalable APIs and consumer product features, improving system reliability and performance, and leading projects technically. The role includes architecture decisions, cross-functional collaboration with mobile, data, and analytics teams, mentoring engineers, maintaining high code quality, and participating in an on-call rotation.